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The information appearing on this site is for general informational purposes only. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurance company. The generalized information we provide regarding tax minimization planning is not intended to, and cannot, be used by anyone to avoid paying federal, state, or local municipality taxes or penalties. You should seek advice based on your particular circumstances from an independent tax advisor, as tax laws are subject to interpretation and legislative change and unique to every specific taxpayer’s particular set of facts and circumstances. Tax and/or legal advice is not offered by Schaner Financial. Please consult with your personal tax professional or legal advisor for further guidance on tax or legal matters.Insurance and annuities offered through Ryan Schaner of Schaner Financial, MI Insurance License #0505840.

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